:root{
  --navy:#102B46; --navy2:#173B5E; --gold:#B58A2A; --gold-soft:#D7C28D;
  --ivory:#F7F4ED; --paper:#FCFBF7; --ink:#172535; --muted:#65707A;
  --line:#DED9CE; --white:#fff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,Arial,sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:Georgia,"Times New Roman",serif;font-weight:400;line-height:1.12;margin:0 0 18px}
p{margin:0 0 16px}
a{color:inherit}
.container{width:min(1180px,88vw);margin:auto}
.topline{font-size:10px;letter-spacing:2.2px;text-transform:uppercase;color:#68727B}
header{position:sticky;top:0;z-index:20;background:rgba(252,251,247,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:30px}
.logo{display:flex;align-items:center;gap:14px;text-decoration:none}
.mark{width:46px;height:46px;display:grid;place-items:center}
.cs-logo{display:block;width:46px;height:auto;object-fit:contain}
.logo-text{font:600 18px Georgia,serif;letter-spacing:.5px;color:var(--navy)}
.logo-text small{display:block;font:9px Inter,Arial,sans-serif;letter-spacing:2px;text-transform:uppercase;color:var(--muted);margin-top:3px}
.navlinks{display:flex;align-items:center;gap:25px;font-size:11px;letter-spacing:1px;text-transform:uppercase}
.navlinks a{text-decoration:none}
.navlinks a:hover{color:var(--ink)}
.nav-cta{border:1px solid var(--gold);padding:12px 17px;color:var(--navy)}
.menu{display:none;background:none;border:0;font-size:24px;color:var(--navy)}
.hero-split{min-height:660px;display:grid;grid-template-columns:34% 32% 34%;background:var(--paper);overflow:hidden;border-bottom:1px solid var(--line);position:relative}
.hero-city{position:relative;min-height:660px;background-size:cover;background-position:center;overflow:hidden}
.hero-city:after{content:"";position:absolute;inset:0;pointer-events:none}.udaipur-city:after{background:linear-gradient(90deg,rgba(252,251,247,0) 0%,rgba(252,251,247,0) 55%,rgba(252,251,247,.28) 72%,rgba(252,251,247,.72) 88%,rgba(252,251,247,1) 100%)}.mumbai-city:after{background:linear-gradient(90deg,rgba(252,251,247,1) 0%,rgba(252,251,247,.72) 12%,rgba(252,251,247,.28) 28%,rgba(252,251,247,0) 45%,rgba(252,251,247,0) 100%)}
.udaipur-city{background-image:url("udaipur-hero-blended.jpg")}
.mumbai-city{background-image:url("mumbai-hero.jpg");background-position:center}
.hero-centre{position:relative;z-index:3;display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center;padding:78px 55px;background:linear-gradient(90deg,rgba(252,251,247,0) 0%,rgba(252,251,247,.94) 12%,rgba(252,251,247,.985) 24%,rgba(252,251,247,.985) 76%,rgba(252,251,247,.94) 88%,rgba(252,251,247,0) 100%);box-shadow:none}
.hero-centre h1{font-size:clamp(52px,5.2vw,78px);line-height:1.02;letter-spacing:-2.6px;color:var(--navy);margin:12px 0 20px}
.hero-centre h1 em{font-style:italic}
.hero-centre .lead{max-width:560px;font-size:18px;line-height:1.65}
.hero-centre .actions{justify-content:center;margin-top:28px}
.hero-note{margin-top:42px;display:flex;gap:26px;color:var(--muted);font-size:12px}
.hero-note div{padding-left:14px;border-left:1px solid #cfcfc8}
.city-label{display:none;position:absolute;z-index:3;top:58px;left:38px;color:#fff;text-shadow:0 2px 14px rgba(0,0,0,.35)}
.mumbai-city .city-label{left:auto;right:38px;text-align:right}
.city-label strong{display:block;font:700 12px Arial,Helvetica,sans-serif;letter-spacing:3px}
.city-label span{display:block;margin-top:7px;font:italic 13px Georgia,serif;letter-spacing:1px;text-transform:none}
.section{padding:92px 0}
.section.ivory{background:#F4F5F5}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:50px;margin-bottom:45px}
.section-head h2{font-size:45px;letter-spacing:-1.5px;color:var(--navy)}
.section-head p{max-width:450px;color:var(--muted);font-size:13px}
.grid6{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}
.card{padding:30px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:225px;background:var(--paper)}
.card .num{font:13px Georgia,serif;color:var(--ink)}
.card h3{font-size:24px;margin:17px 0 10px;color:var(--navy)}
.card p{font-size:12.5px;color:var(--muted);line-height:1.7}
.card a,.text-link{font-size:10px;letter-spacing:1.2px;text-transform:uppercase;color:var(--navy);text-decoration:none}
.band{background:#22272B;color:#fff;padding:50px 0}
.band-grid{display:grid;grid-template-columns:1.5fr 1fr;gap:60px;align-items:center}
.band h2{font-size:40px}
.band p{color:#d9e0e7;font-size:14px}
.band .btn{border-color:#d6bd7c;color:#fff}
.tools{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}
.tool{border:1px solid var(--line);padding:25px;background:var(--paper)}
.tool-icon{font-size:24px;color:var(--ink);margin-bottom:15px}
.tool h3{font-size:21px;color:var(--navy)}
.tool p{font-size:12px;color:var(--muted)}
.insights{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.article{border:1px solid var(--line);background:var(--paper)}
.article-img{height:145px;background:linear-gradient(135deg,#d8d1c4,#9fa7a8);display:grid;place-items:center;color:rgba(16,43,70,.38);font:70px Georgia,serif}
.article-body{padding:22px}
.article-tag{font-size:9px;letter-spacing:2px;text-transform:uppercase;color:var(--ink)}
.article h3{font-size:21px;color:var(--navy);margin-top:10px}
.article p{font-size:12px;color:var(--muted)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:85px}
.checklist{border-top:1px solid var(--line)}
.check{display:flex;gap:15px;padding:16px 0;border-bottom:1px solid var(--line);font-size:13px}
.check b{color:var(--ink)}
.office-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.office{border:1px solid var(--line);padding:30px;background:var(--paper)}
.office h3{font-size:25px;color:var(--navy)}
.office .office-type{font-size:9px;letter-spacing:2px;text-transform:uppercase;color:var(--ink);margin-bottom:10px}
.contact-box{background:#F4F5F5;border:1px solid var(--line);padding:35px}
.contact-list{display:grid;gap:14px;font-size:13px;color:var(--muted)}
.contact-list a{text-decoration:none;color:var(--navy)}
footer{background:#22272B;color:#e9edf1;padding:55px 0 28px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}
footer h4{font:10px Inter,Arial,sans-serif;letter-spacing:2px;text-transform:uppercase;color:#d6bd7c}
footer a{text-decoration:none;color:#dbe1e7;font-size:12px}
footer p{font-size:12px;color:#aeb9c3}
.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:45px;padding-top:20px;font-size:10px;color:#91a0ad;display:flex;justify-content:space-between}
.image-credit{font-size:10px;color:#8d99a3;margin-top:12px;text-align:right}
.page-hero{padding:85px 0 70px;background:#F4F5F5;border-bottom:1px solid var(--line)}
.page-hero h1{font-size:60px;color:var(--navy);letter-spacing:-2.5px;max-width:850px}
.breadcrumb{font-size:10px;letter-spacing:1.5px;text-transform:uppercase;color:var(--muted);margin-bottom:18px}
.form{display:grid;gap:14px}
.form input,.form textarea,.form select{width:100%;padding:13px 14px;border:1px solid var(--line);background:white;font:13px Inter,Arial,sans-serif;color:var(--ink)}
.form textarea{min-height:150px;resize:vertical}
.result{font:25px Georgia,serif;color:var(--ink);margin-top:18px}
@media(max-width:900px){
 .navlinks{display:none}.menu{display:block}.hero-split{grid-template-columns:1fr}.hero-city{min-height:260px}.hero-centre{order:-1;min-height:520px;padding:68px 8vw}.mumbai-city{min-height:260px}.grid6,.tools,.insights{grid-template-columns:1fr 1fr}.two-col,.band-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:620px){
 .container{width:90vw}.section{padding:68px 0}.hero-centre h1{font-size:53px}.section-head{display:block}.section-head h2{font-size:38px}.grid6,.tools,.insights,.office-grid,.footer-grid{grid-template-columns:1fr}.hero-note{display:grid}.copyright{display:block}.copyright span{display:block;margin-top:8px}
}

.download-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.download-card{border:1px solid var(--line);padding:22px;background:var(--paper);display:flex;justify-content:space-between;gap:18px;align-items:center}
.download-card h3{font-size:19px;margin:0 0 5px;color:var(--navy)}
.download-card p{font-size:11px;color:var(--muted);margin:0}
.download-btn{white-space:nowrap;border:1px solid var(--gold);padding:10px 13px;text-decoration:none;font-size:9px;letter-spacing:1px;text-transform:uppercase;color:var(--navy)}
.download-tabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:25px}
.download-tabs span{border:1px solid var(--line);padding:9px 13px;font-size:10px;text-transform:uppercase;letter-spacing:1px;color:var(--muted)}
@media(max-width:620px){.download-grid{grid-template-columns:1fr}.download-card{display:block}.download-btn{display:inline-block;margin-top:15px}}


/* 2026 refinement: restrained monochrome editorial system */
:root{
  --navy:#22272B; --navy2:#22272B; --gold:#22272B; --gold-soft:#8A9298;
  --ivory:#F4F5F5; --paper:#FFFFFF; --ink:#202427; --muted:#626B72;
  --line:#D6DADD; --white:#FFFFFF;
}
body{font-size:16px;line-height:1.72;background:var(--paper);color:var(--ink)}
h1,h2,h3,h4{line-height:1.18}
.nav{min-height:88px}.navlinks{font-size:12px;gap:27px}.logo-text{font-size:19px}.logo-text small{font-size:10px}
.section{padding:104px 0}.section-head{margin-bottom:52px}.section-head h2{font-size:48px}.section-head p{font-size:15px}.eyebrow{font-size:11px;letter-spacing:2.5px;color:var(--navy)}
.card{padding:34px;min-height:240px}.card h3{font-size:26px}.card p,.article p,.tool p{font-size:14px}.tool{padding:30px}.tool h3{font-size:23px}
.page-hero{padding:92px 0 78px;background:#F4F5F5}.page-hero h1{font-size:64px}.breadcrumb{font-size:11px}
.form input,.form textarea,.form select{font-size:15px;padding:14px 15px}
footer{background:#1F2B35}
/* Tools: larger controls, calmer tables, no decorative gold panels */
.tool-tabs{gap:0;border-bottom:1px solid var(--line);margin:35px 0 38px}.tool-tab{padding:15px 19px;font-size:12px;background:#fff;border:0;border-bottom:2px solid transparent}.tool-tab.active{background:#fff;color:var(--navy);border-color:var(--navy)}
.tool-card{padding:38px;background:#fff;border:1px solid var(--line)}.tool-card h2{font-size:36px;margin-bottom:10px}.tool-meta{font-size:14px;line-height:1.65;margin-bottom:28px}.tool-card label{font-size:13px;margin-bottom:18px}.tool-card input,.tool-card select{font-size:15px;padding:14px 13px;margin-top:9px}.tool-card button{font-size:12px;padding:15px 22px;background:var(--navy)}
.result-panel{margin-top:28px;padding:24px;border-left:2px solid #22272B;background:#F7F8F8}.result-grid{gap:16px}.metric{padding:18px}.metric small{font-size:12px}.metric b{font-size:20px}.notice{padding:18px 20px;background:#F3F5F5;border:1px solid var(--line);font-size:14px}.legal{font-size:12px;line-height:1.65}.mini-table{font-size:14px}.mini-table th,.mini-table td{padding:14px 13px}.mini-table th{background:#F1F3F4}.calendar-group{margin-top:28px}.calendar-group h3{font-size:22px;margin-bottom:10px;color:var(--navy)}
@media(max-width:800px){.tool-card{padding:24px}.page-hero h1{font-size:50px}.section-head h2{font-size:40px}}

/* Final monochrome refinement */
body{font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.78;color:#202427}
h1,h2,h3,h4{font-family:Arial,Helvetica,sans-serif;font-weight:600}
p{margin-bottom:18px}.container{width:min(1200px,90vw)}
.navlinks{font-size:12px;gap:24px}.nav-cta{border-color:#22272B}
.hero h1{font-size:clamp(48px,5.8vw,76px);font-weight:600;letter-spacing:-1.8px}.lead{font-family:Arial,Helvetica,sans-serif;font-size:19px}
.section{padding:96px 0}.section-head h2{font-size:44px;font-weight:600}.card{padding:34px}.card h3{font-size:24px}.tool{padding:30px}.tool h3{font-size:22px}.download-card{padding:28px}.download-card h3{font-size:20px}
.tool-card{padding:40px}.tool-card h2{font-size:34px}.tool-card label{font-size:14px}.tool-card input,.tool-card select{min-height:50px}.tool-card button{min-height:50px}
.mini-table{font-size:15px}.mini-table th,.mini-table td{padding:16px}.notice{padding:20px;font-size:14px}
footer{background:#22272B}.footer-grid{gap:50px}